© 2018 by Southwest Ear, Nose, and Throat Consultants  | El Paso, TX

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HEARING AID FINANCING OPTIONS

Affordable hearing care and financing options that fit your budget.

HEARING AID TYPES AND BENEFITS

Your investment in better hearing is a time-intensive process that, when all is said and done, benefits your quality of life in ways that you may not have experienced in years. You may not hear better overnight.  Retraining your ears and brain to process sounds that it hasn't heard in years (a process we can help you with at Southwest ENT) - will increase your satisfaction with your devices.

 

Once you've acquired your hearing aids, you'll have access to unlimited follow-up care, batteries for your devices when you need them, and a three-year warranty that protects your hearing system from the wear and tear that heat, humidity, moisture, and oils can cause.  While there's no getting around the fact that healthcare is a high expense for many Americans, we do our best at Southwest ENT to help you get the treatment you need with financing options and payments to help fit your budget. Ask our audiologists for more information about these options. We accept cash, check, and Visa or MasterCard. In addition, we have partnered with other institutions to provide convenient payment options for our patients. Available options are listed below:

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90-day payment

CareCredit

Insurances

Warranties

You can pay your bill in 90 days interest-free

90

90-day payment

 

We accept CareCredit, the leading healthcare credit card, to make improving your hearing health easier and more affordable. With CareCredit, you can get the hearing instrument you need and conveniently pay for it over time with monthly payments that easily fit into your budget.

CareCredit is a healthcare credit card for every member of the family. CareCredit offers special financing on purchases of $200 or more* for healthcare costs not commonly covered by insurance, including hearing aids. Learn more by visiting www.carecredit.com 

*Subject to credit approval. Minimum monthly payments required. See carecredit.com for details.

There are different monthly payments to fit your budget. -- No interest if paid in full within the promotional period. -- Care Credit can be used to help pay for other medical services; Dental, Veterinary, Cosmetic, Vision, and etc.

 

Most insurances provide benefits for hearing tests and hearing loss diagnostics. Most insurances also provide hearing aid benefits.

Hearing insurance, while only offered to about 15 percent of the workforce, can substantially defray the cost of hearing aides.  If SWENT Audiology is a preferred provider with your insurance company, we will directly bill your insurance for payment. Your employer may also offer an FSA or HSA (flexible spending account or health spending account) that takes money from your paycheck pre-tax and sets it aside for future medical expenses. THis may allow you to pay for your hearing aides with pre-tax dollars. If you've already used your FSA funds for the year, please consider what your hearing needs will be next year when you sit down with your company's benefits coordinator and decide how much of your paycheck you'd like to reserve tax-free.

Will medicare pay for my hearing care needs?

Medicare Part B (Medical Insurance) will cover the diagnostic hearing and balance exams only if your primary care physician orders these tests based on symptoms, conditions, or complaints that would require medical treatment. Medicare does not currently cover regular hearing exams or treatment, including hearing aids or exams for fitting hearing aids. 

 

States must provide benefits to adults and children under the age of 21. This includes appropriate screenings, diagnostics, and medically necessary treatments-including hearing aids, hearing aid accessories, and related services. Coverage beyond the age of 21 is based on state regulations. Patients are encouraged to pursue information regarding their state's coverage, which can be found on their state's website.

Insurances

 

Warranties

All manufacturers provide a limited repair warranty, for their hearing aids. We recommend a 3-year warranty that includes Services, Repair, Loss, and Damage. Extended Warranty Protection can extend to five years.